Lease or buy?

Leasing and financing options

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Explore our financial services

Mazda Financial Services, established in 2011, is a provider of leasing and financing options for Canadian automotive consumers. We offer attractive leasing and financing programs for Mazda vehicles through Mazda Canada’s dealership network.

The goal of Mazda Financial Services is to provide our customers with sensible solutions to their financing and leasing requirements while providing superior service and quality.

Benefits of leasing

  • A new car more often: With payments spread out over a shorter period of time, you can drive a new vehicle more often.
  • Low monthly payments: Lease payments are traditionally lower than retail finance payments on the same vehicle.
  • Only pay tax on the monthly payment (vs. paying taxes on the full purchase price of the vehicle when you finance).
  • Mazda Financial Services does not charge any vehicle disposal fees.
  • Flexible terms up to 60 months on select models.
  • Keep more cash to use or invest.
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Benefits of financing

  • All retail loans are open and you may pay out the finance contract at any time without penalties.
  • Consumer-friendly, clear and understandable interest terms.
  • No kilometre charges.
  • No wear and tear charges.
  • Build equity throughout the term of your finance contract: Your payments will consist of part principal and part finance charges; each payment you make increases the amount of equity you’ve built up in your vehicle.
  • Flexible terms up to 84 months on select models.
  • Once all the payments have been made, you own the vehicle free and clear.
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Is it more cost-effective to lease or buy a car?

The cost-effectiveness of leasing or buying a car depends on several key factors, including:

Leasing a car can be particularly advantageous for lower monthly payments. Additionally, you get to enjoy the novelty of a new vehicle while avoiding the hassle of unexpected costs. However, buying a car often becomes more cost-effective in the long run, especially if you plan to keep the vehicle for several years. This way, you build equity and avoid the constraints of leasing, such as mileage limits. At Mazda l’Ami Junior in Chicoutimi, we are here to guide you and help you choose the most cost-effective option for you.

For more information, contact us.